/* Daily Rate
   Ink navy on warm paper, one green for the figure that matters, amber for
   caution. Newsreader carries headlines and reading text, Inter the interface,
   IBM Plex Mono every rate, fee and amount so columns of figures line up. */

:root {
  --ink: #0e1b2c;
  --ink-2: #1e2f45;
  --ink-3: #2c425e;
  --text: #1f2a37;
  --muted: #5a6576;
  --faint: #67727f;
  --paper: #f8f6f1;
  --card: #ffffff;
  --line: #e4dfd4;
  --line-soft: #efebe3;
  --green: #0e9f6e;
  --green-deep: #0a7552;
  --green-tint: #e3f4ec;
  --amber: #b06d08;
  --amber-tint: #fbf1de;
  --red: #b93a2b;
  --serif: "Newsreader", Georgia, "Times New Roman", serif;
  --sans: "Inter", -apple-system, "Segoe UI", Roboto, Helvetica, Arial, sans-serif;
  --mono: "IBM Plex Mono", ui-monospace, "SFMono-Regular", Menlo, monospace;
  --radius: 12px;
  --shadow: 0 1px 2px rgba(14, 27, 44, .05), 0 12px 32px -18px rgba(14, 27, 44, .28);
  --max: 1200px;
}

* { box-sizing: border-box; }
html { scroll-behavior: smooth; scroll-padding-top: 96px; }
body {
  margin: 0;
  background: var(--paper);
  color: var(--text);
  font-family: var(--sans);
  font-size: 16px;
  line-height: 1.6;
  -webkit-font-smoothing: antialiased;
  text-rendering: optimizeLegibility;
}
img { max-width: 100%; display: block; }
a { color: var(--green-deep); text-decoration-color: rgba(10, 117, 82, .35); text-underline-offset: 3px; }
a:hover { color: var(--ink); text-decoration-color: var(--green); }
h1, h2, h3, h4 { font-family: var(--serif); color: var(--ink); font-weight: 600; letter-spacing: -.01em; }
::selection { background: #bfe8d6; }
.visually-hidden { position: absolute; width: 1px; height: 1px; overflow: hidden; clip: rect(0 0 0 0); white-space: nowrap; }
.wrap { max-width: var(--max); margin: 0 auto; padding: 0 24px; }

/* ---------- Ad containers ---------- */
.ad-unit {
  display: flex; align-items: center; justify-content: center;
  background: repeating-linear-gradient(135deg, transparent 0 10px, rgba(14,27,44,.025) 10px 20px), var(--line-soft);
  border: 1px dashed #d6cfc1; border-radius: 8px;
  color: var(--faint); font-size: 11px; letter-spacing: .12em; text-transform: uppercase;
  margin: 32px auto;
}
.ad-unit::before { content: "Advertisement"; }
#ad-top { max-width: 970px; min-height: 90px; margin: 24px auto 0; }
#ad-sidebar-300 { width: 300px; min-height: 250px; margin: 0; }
.ad-unit[data-ad="incontent"] { max-width: 100%; min-height: 100px; }

/* ---------- Header ---------- */
.site-topbar { background: var(--ink); color: #b9c4d2; font-size: 12.5px; }
.site-topbar .wrap { display: flex; justify-content: space-between; gap: 16px; padding-top: 7px; padding-bottom: 7px; }
.topbar-note { display: inline-flex; align-items: center; gap: 8px; color: #dfe6ee; }
.topbar-note::before { content: ""; width: 7px; height: 7px; border-radius: 50%; background: var(--green); box-shadow: 0 0 0 3px rgba(14,159,110,.25); }
.site-header { position: sticky; top: 0; z-index: 40; background: rgba(248, 246, 241, .94); backdrop-filter: saturate(160%) blur(10px); -webkit-backdrop-filter: saturate(160%) blur(10px); border-bottom: 1px solid var(--line); }
.header-row { display: flex; align-items: center; gap: 28px; padding-top: 14px; padding-bottom: 14px; }
.site-logo { display: inline-flex; flex-shrink: 0; }
.site-logo img { height: 40px; width: auto; }
.site-nav { margin-left: auto; }
.site-nav ul { display: flex; gap: 4px; list-style: none; margin: 0; padding: 0; }
.site-nav a {
  position: relative; display: block; padding: 8px 12px;
  color: var(--ink); font-size: 14.5px; font-weight: 600; text-decoration: none; white-space: nowrap;
}
.site-nav a::after { content: ""; position: absolute; left: 12px; right: 12px; bottom: 2px; height: 2px; background: var(--green); transform: scaleX(0); transform-origin: left; transition: transform .18s ease; }
.site-nav a:hover { color: var(--ink); }
.site-nav a:hover::after, .site-nav a[aria-current="page"]::after { transform: scaleX(1); }
.header-cta {
  flex-shrink: 0; padding: 9px 16px; border-radius: 999px;
  background: var(--ink); color: var(--paper); font-size: 13.5px; font-weight: 600; text-decoration: none;
  transition: background .15s ease;
}
.header-cta:hover { background: var(--green-deep); color: #fff; }

/* ---------- Breadcrumbs ---------- */
.breadcrumbs { max-width: var(--max); margin: 0 auto; padding: 22px 24px 0; font-size: 13px; color: var(--muted); }
.breadcrumbs a { color: var(--muted); text-decoration: none; }
.breadcrumbs a:hover { color: var(--green-deep); }
.breadcrumbs span { color: var(--faint); }

/* ---------- Layout ---------- */
.site-main {
  max-width: var(--max); margin: 0 auto; padding: 28px 24px 72px;
  display: grid; grid-template-columns: minmax(0, 1fr) 320px; gap: 56px; align-items: start;
}
.site-main.narrow { grid-template-columns: minmax(0, 1fr); max-width: 860px; }

/* ---------- Home hero ---------- */
.home-hero {
  position: relative; overflow: hidden; color: #dfe6ee;
  background:
    linear-gradient(transparent 0 calc(100% - 1px), rgba(255,255,255,.05) 0) 0 0 / 100% 48px,
    radial-gradient(900px 420px at 85% 10%, rgba(14,159,110,.22), transparent 70%),
    var(--ink);
}
.home-hero .wrap { display: grid; grid-template-columns: minmax(0, 1.15fr) minmax(0, .85fr); gap: 56px; align-items: center; padding-top: 64px; padding-bottom: 72px; }
.hero-kicker { display: inline-flex; align-items: center; gap: 10px; font-size: 12.5px; font-weight: 700; letter-spacing: .14em; text-transform: uppercase; color: #6fd6ad; }
.hero-kicker::before { content: ""; width: 28px; height: 2px; background: var(--green); }
.home-hero h1 { color: #fff; font-size: clamp(2.2rem, 4.4vw, 3.4rem); line-height: 1.08; margin: 18px 0 18px; font-weight: 600; }
.home-hero p { color: #b9c4d2; font-size: 1.12rem; line-height: 1.6; margin: 0 0 26px; max-width: 52ch; }
.home-trust-badges { display: flex; gap: 10px; flex-wrap: wrap; }
.home-trust-badges span { display: inline-flex; align-items: center; gap: 8px; font-size: 13px; color: #dfe6ee; background: rgba(255,255,255,.06); border: 1px solid rgba(255,255,255,.12); padding: 7px 12px; border-radius: 999px; }
.home-trust-badges span::before { content: ""; width: 12px; height: 7px; border-left: 2px solid #6fd6ad; border-bottom: 2px solid #6fd6ad; transform: rotate(-45deg) translateY(-2px); }

.rate-board { background: var(--card); color: var(--text); border-radius: 16px; padding: 8px 22px 16px; box-shadow: 0 30px 60px -30px rgba(0,0,0,.6), 0 0 0 1px rgba(255,255,255,.06); }
.rate-board-head { display: flex; justify-content: space-between; padding: 14px 0 12px; border-bottom: 2px solid var(--ink); font-size: 11.5px; font-weight: 700; letter-spacing: .12em; text-transform: uppercase; color: var(--ink); }
.rate-board-head span:last-child { font-family: var(--mono); font-weight: 500; letter-spacing: 0; color: var(--muted); }
.rate-row { display: flex; align-items: center; justify-content: space-between; gap: 16px; padding: 14px 0; border-bottom: 1px solid var(--line-soft); color: var(--ink); text-decoration: none; }
.rate-row:hover .rate-label { color: var(--green-deep); }
.rate-label { display: flex; flex-direction: column; font-weight: 600; font-size: 15px; line-height: 1.3; transition: color .15s ease; }
.rate-label small { font-weight: 400; font-size: 12.5px; color: var(--muted); margin-top: 3px; }
.rate-figure { font-family: var(--mono); font-weight: 600; font-size: 1.9rem; line-height: 1; color: var(--green-deep); white-space: nowrap; font-variant-numeric: tabular-nums; }
.rate-figure i { font-style: normal; font-size: .8rem; font-weight: 500; color: var(--muted); margin-left: 4px; }
.rate-figure.is-high { color: var(--red); }
.rate-board-note { margin: 12px 0 0 !important; font-size: 11.5px !important; color: var(--faint) !important; line-height: 1.45 !important; }

/* ---------- Post lists ---------- */
.post-list-section { min-width: 0; padding: 8px 0; }
.section-head { display: flex; align-items: center; gap: 16px; margin: 6px 0 22px; }
.section-head h2 { margin: 0; font-size: 1.6rem; white-space: nowrap; }
.section-head::after { content: ""; flex: 1; height: 1px; background: var(--line); }
.post-grid { display: grid; grid-template-columns: repeat(2, minmax(0, 1fr)); gap: 26px; }
.post-card {
  display: flex; flex-direction: column; background: var(--card); border: 1px solid var(--line); border-radius: var(--radius);
  overflow: hidden; color: inherit; text-decoration: none; transition: transform .18s ease, box-shadow .18s ease, border-color .18s ease;
}
.post-card:hover { transform: translateY(-3px); box-shadow: var(--shadow); border-color: #d6cfc1; }
.post-card img { width: 100%; aspect-ratio: 16 / 9; object-fit: cover; }
.post-card .post-card-body { padding: 18px 20px 20px; display: flex; flex-direction: column; gap: 8px; flex: 1; }
.post-card .kicker { margin: 0; }
.post-card h3 { margin: 0; font-size: 1.32rem; line-height: 1.22; }
.post-card:hover h3 { color: var(--green-deep); }
.post-card p { margin: 0; font-size: 14.5px; color: var(--muted); line-height: 1.55; flex: 1; }
.post-card .card-meta { font-family: var(--mono); font-size: 12px; color: var(--faint); }
/* the newest story leads, image beside the copy */
.post-grid > .post-card:first-child { grid-column: 1 / -1; flex-direction: row; }
.post-grid > .post-card:first-child img { width: 54%; aspect-ratio: auto; min-height: 300px; }
.post-grid > .post-card:first-child .post-card-body { padding: 32px; justify-content: center; }
.post-grid > .post-card:first-child h3 { font-size: 1.95rem; line-height: 1.12; }
.post-grid > .post-card:first-child p { flex: 0; font-size: 15.5px; }

/* ---------- Article ---------- */
.post { min-width: 0; }
.entry-header { margin-bottom: 22px; }
.kicker { display: inline-flex; align-items: center; gap: 8px; font-family: var(--sans); font-size: 12px; font-weight: 700; letter-spacing: .12em; text-transform: uppercase; color: var(--green-deep); }
.kicker::before { content: ""; width: 7px; height: 7px; border-radius: 50%; background: var(--green); }
.entry-header h1 { font-size: clamp(2rem, 4vw, 2.85rem); line-height: 1.1; margin: 14px 0 14px; }
.entry-excerpt { font-family: var(--serif); font-size: 1.28rem; line-height: 1.5; color: var(--muted); margin: 0 0 20px; }
.byline { display: flex; align-items: center; gap: 12px; padding: 14px 0; border-top: 1px solid var(--line); border-bottom: 1px solid var(--line); font-size: 14px; color: var(--muted); }
.byline img { width: 40px; height: 40px; border-radius: 50%; object-fit: cover; }
.byline a { color: var(--ink); font-weight: 600; text-decoration: none; }
.byline a:hover { color: var(--green-deep); }
.byline time { font-family: var(--mono); font-size: 13px; }
.disclosure-box { margin: 18px 0 0; padding: 12px 16px; background: var(--amber-tint); border-left: 3px solid var(--amber); border-radius: 0 8px 8px 0; font-size: 13px; line-height: 1.55; color: #5b4720; }
.disclosure-box strong { color: #3f300f; }
.disclosure-box a { color: #5b4720; }
.hero-figure { margin: 0 0 30px; }
.hero-figure img { width: 100%; border-radius: var(--radius); max-height: 480px; object-fit: cover; }
.hero-figure figcaption, figure.inline-figure figcaption { font-size: 12.5px; color: var(--faint); margin-top: 8px; }

.entry-content { font-family: var(--serif); font-size: 1.2rem; line-height: 1.72; color: var(--text); }
.entry-content > p { margin: 0 0 1.15em; }
.entry-content h2 { position: relative; font-size: 1.8rem; line-height: 1.2; margin: 2.1em 0 .6em; padding-top: 18px; }
.entry-content h2::before { content: ""; position: absolute; top: 0; left: 0; width: 36px; height: 3px; background: var(--green); border-radius: 2px; }
.entry-content h2:first-child { margin-top: 0; }
.entry-content h3 { font-size: 1.35rem; margin: 1.6em 0 .5em; }
.entry-content ul, .entry-content ol { margin: 0 0 1.2em; padding-left: 1.3em; }
.entry-content li { margin-bottom: .5em; padding-left: .2em; }
.entry-content li::marker { color: var(--green); }
.entry-content ol li::marker { font-family: var(--mono); font-size: .9em; font-weight: 600; }
.entry-content strong { color: var(--ink); }
.entry-content blockquote { margin: 1.6em 0; padding: 4px 0 4px 22px; border-left: 3px solid var(--green); font-size: 1.32rem; font-style: italic; color: var(--ink); }
.entry-content blockquote p { margin: 0; }
figure.inline-figure { margin: 2em 0; }
figure.inline-figure img { width: 100%; border-radius: var(--radius); }

/* ---------- Comparison tables ---------- */
.table-scroll { overflow-x: auto; margin: 1.6em 0; border: 1px solid var(--line); border-radius: var(--radius); background: var(--card); }
table.compare-table { width: 100%; border-collapse: collapse; font-family: var(--sans); font-size: 14.5px; line-height: 1.45; }
table.compare-table caption { caption-side: top; text-align: left; padding: 14px 16px; font-size: 13px; font-weight: 600; color: var(--muted); border-bottom: 1px solid var(--line); }
table.compare-table thead th { background: var(--ink); color: #fff; text-align: left; font-size: 11.5px; font-weight: 600; letter-spacing: .08em; text-transform: uppercase; padding: 11px 16px; white-space: nowrap; }
table.compare-table tbody td, table.compare-table tbody th { padding: 13px 16px; border-bottom: 1px solid var(--line-soft); text-align: left; vertical-align: top; }
table.compare-table tbody tr:last-child td, table.compare-table tbody tr:last-child th { border-bottom: none; }
table.compare-table tbody tr:nth-child(even) { background: #fbfaf6; }
table.compare-table tbody tr:hover { background: var(--green-tint); }
table.compare-table tbody th { font-weight: 600; color: var(--ink); }
table.compare-table .is-best { color: var(--green-deep); }
table.compare-table .is-best::after { content: "Our pick"; display: inline-block; margin-left: 8px; padding: 2px 7px; border-radius: 999px; background: var(--green); color: #fff; font-size: 10px; font-weight: 700; letter-spacing: .06em; text-transform: uppercase; vertical-align: 2px; }
.num { font-family: var(--mono); font-weight: 500; font-variant-numeric: tabular-nums; letter-spacing: -.01em; }
.entry-content > p .num { font-size: .9em; color: var(--ink); }

/* ---------- Product boxes ---------- */
.product-box { position: relative; margin: 2em 0; padding: 24px; background: var(--card); border: 1px solid var(--line); border-radius: var(--radius); font-family: var(--sans); box-shadow: var(--shadow); }
.product-box.is-featured { border-color: var(--green); box-shadow: 0 0 0 3px var(--green-tint), var(--shadow); }
.pick-badge { position: absolute; top: -12px; left: 20px; padding: 4px 11px; border-radius: 999px; background: var(--ink); color: #fff; font-family: var(--sans); font-size: 11px; font-weight: 700; letter-spacing: .06em; text-transform: uppercase; }
.product-box.is-featured .pick-badge { background: var(--green); }
.product-box .product-meta h3 { margin: 4px 0 6px; font-size: 1.45rem; }
.product-box .product-meta p { margin: 0 0 16px; font-size: 15px; color: var(--muted); line-height: 1.55; }
.product-box .product-rates { display: grid; grid-template-columns: repeat(3, minmax(0, 1fr)); gap: 1px; margin: 0 0 18px; background: var(--line); border: 1px solid var(--line); border-radius: 10px; overflow: hidden; }
.product-box .product-rates span { display: flex; flex-direction: column; gap: 4px; padding: 12px 14px; background: #fbfaf6; font-size: 11.5px; font-weight: 600; letter-spacing: .06em; text-transform: uppercase; color: var(--muted); }
.product-box .product-rates b { font-family: var(--mono); font-size: 1.15rem; font-weight: 600; letter-spacing: 0; text-transform: none; color: var(--ink); }
.product-cta { display: inline-flex; align-items: center; gap: 8px; padding: 12px 20px; border-radius: 10px; background: var(--green-deep); color: #fff; font-weight: 600; font-size: 15px; text-decoration: none; transition: background .15s ease, transform .15s ease; }
.product-cta::after { content: "→"; }
.product-cta:hover { background: var(--ink); color: #fff; transform: translateY(-1px); }
.product-fineprint { margin: 12px 0 0; font-size: 12.5px; color: var(--faint); line-height: 1.5; }

.callout { margin: 1.8em 0; padding: 18px 22px; background: var(--green-tint); border-radius: var(--radius); font-family: var(--sans); }
.callout h4 { margin: 0 0 6px; font-family: var(--sans); font-size: 13px; font-weight: 700; letter-spacing: .1em; text-transform: uppercase; color: var(--green-deep); }
.callout p { margin: 0; font-size: 15.5px; line-height: 1.6; }

/* ---------- FAQ ---------- */
.faq-section { margin: 1em 0 2em; font-family: var(--sans); }
.faq-list details { border-bottom: 1px solid var(--line); }
.faq-list details:first-child { border-top: 1px solid var(--line); }
.faq-list summary { position: relative; list-style: none; cursor: pointer; padding: 18px 40px 18px 0; font-weight: 600; font-size: 16.5px; color: var(--ink); }
.faq-list summary::-webkit-details-marker { display: none; }
.faq-list summary::after { content: "+"; position: absolute; right: 4px; top: 50%; transform: translateY(-50%); width: 26px; height: 26px; display: grid; place-items: center; border-radius: 50%; background: var(--line-soft); font-family: var(--mono); font-size: 16px; color: var(--green-deep); }
.faq-list details[open] summary::after { content: "−"; background: var(--green-tint); }
.faq-list details p { margin: 0 0 18px; font-size: 15.5px; color: var(--muted); line-height: 1.65; }

/* ---------- Article footer ---------- */
.entry-footer { margin-top: 40px; font-family: var(--sans); }
.post-tags { display: flex; flex-wrap: wrap; gap: 8px; margin-bottom: 28px; }
.post-tags a { padding: 5px 12px; border: 1px solid var(--line); border-radius: 999px; background: var(--card); color: var(--muted); font-size: 13px; text-decoration: none; }
.post-tags a:hover { border-color: var(--green); color: var(--green-deep); }
.author-box { display: flex; gap: 18px; align-items: flex-start; padding: 22px; margin: 0 0 36px; background: var(--card); border: 1px solid var(--line); border-radius: var(--radius); }
.author-box img { width: 64px; height: 64px; border-radius: 50%; object-fit: cover; flex-shrink: 0; }
.author-box h3 { margin: 0; font-size: 1.25rem; }
.author-box .credential { display: block; margin: 2px 0 8px; font-size: 12.5px; font-weight: 600; color: var(--green-deep); }
.author-box p { margin: 0; font-size: 14.5px; color: var(--muted); line-height: 1.6; }
.author-box a { font-weight: 600; }
.related-posts h2 { font-size: 1.4rem; margin: 0 0 16px; }
.related-grid { display: grid; grid-template-columns: repeat(3, minmax(0, 1fr)); gap: 18px; }
.related-card { display: flex; flex-direction: column; gap: 6px; color: var(--ink); text-decoration: none; }
.related-card img { width: 100%; aspect-ratio: 16 / 10; object-fit: cover; border-radius: 10px; margin-bottom: 6px; transition: opacity .15s ease; }
.related-card:hover img { opacity: .88; }
.related-card span { font-family: var(--serif); font-size: 1.05rem; font-weight: 600; line-height: 1.3; }
.related-card .rp-kicker { font-family: var(--sans); font-size: 11px; font-weight: 700; letter-spacing: .12em; text-transform: uppercase; color: var(--green-deep); }
.related-card:hover .rp-kicker + span { color: var(--green-deep); }

/* ---------- Sidebar ---------- */
.widget-area { display: flex; flex-direction: column; gap: 22px; position: sticky; top: 96px; }
.widget { background: var(--card); border: 1px solid var(--line); border-radius: var(--radius); padding: 20px; }
.widget-title { display: flex; align-items: center; gap: 10px; margin: 0 0 12px; font-family: var(--sans); font-size: 12px; font-weight: 700; letter-spacing: .12em; text-transform: uppercase; color: var(--ink); }
.widget-title::before { content: ""; width: 14px; height: 3px; border-radius: 2px; background: var(--green); }
.widget-about img { width: 100%; aspect-ratio: 16 / 9; object-fit: cover; border-radius: 8px; margin-bottom: 14px; }
.widget-about p { margin: 0; font-size: 14px; color: var(--muted); line-height: 1.6; }
.widget-bestof ol { list-style: none; counter-reset: best; margin: 0; padding: 0; }
.widget-bestof li { counter-increment: best; position: relative; display: flex; flex-direction: column; padding: 11px 0 11px 34px; border-top: 1px solid var(--line-soft); }
.widget-bestof li:first-child { border-top: none; }
.widget-bestof li::before { content: counter(best, decimal-leading-zero); position: absolute; left: 0; top: 12px; font-family: var(--mono); font-size: 13px; font-weight: 600; color: var(--faint); }
.widget-bestof li a { color: var(--ink); font-weight: 600; font-size: 14.5px; line-height: 1.35; text-decoration: none; }
.widget-bestof li a:hover { color: var(--green-deep); }
.widget-bestof .mini-rate { margin-top: 3px; font-family: var(--mono); font-size: 12px; color: var(--green-deep); }
.widget-trust ul { list-style: none; margin: 0; padding: 0; }
.widget-trust li { position: relative; padding: 7px 0 7px 24px; font-size: 13.5px; color: var(--muted); line-height: 1.5; }
.widget-trust li::before { content: ""; position: absolute; left: 3px; top: 12px; width: 10px; height: 6px; border-left: 2px solid var(--green); border-bottom: 2px solid var(--green); transform: rotate(-45deg); }
.widget-newsletter { background: var(--ink); border-color: var(--ink); color: #dfe6ee; }
.widget-newsletter .widget-title { color: #fff; }
.widget-newsletter p { margin: 0 0 14px; font-size: 14px; line-height: 1.55; color: #b9c4d2; }
.widget-newsletter form { display: flex; flex-direction: column; gap: 8px; }
.widget-newsletter input { width: 100%; padding: 11px 13px; border-radius: 8px; border: 1px solid var(--ink-3); background: var(--ink-2); color: #fff; font: inherit; font-size: 14px; }
.widget-newsletter input::placeholder { color: #7f8ea2; }
.widget-newsletter input:focus { outline: 2px solid var(--green); outline-offset: 1px; }
.widget-newsletter button { padding: 11px; border: 0; border-radius: 8px; background: var(--green); color: #fff; font: inherit; font-weight: 600; font-size: 14px; cursor: pointer; transition: background .15s ease; }
.widget-newsletter button:hover { background: #12b47e; }
.widget-newsletter .fine-print { margin: 2px 0 0; font-size: 11.5px; color: #7f8ea2; }

/* ---------- Footer ---------- */
.site-footer { background: var(--ink); color: #b9c4d2; padding: 56px 0 28px; margin-top: 24px; }
.footer-cols { display: grid; grid-template-columns: 1.6fr 1fr 1fr; gap: 48px; padding-bottom: 36px; border-bottom: 1px solid var(--ink-2); }
.footer-brand .site-logo img { height: 38px; }
.footer-cols p { margin: 16px 0 0; font-size: 14px; line-height: 1.65; max-width: 44ch; }
.footer-cols h4 { margin: 4px 0 14px; font-family: var(--sans); font-size: 12px; font-weight: 700; letter-spacing: .12em; text-transform: uppercase; color: #fff; }
.footer-cols ul { list-style: none; margin: 0; padding: 0; }
.footer-cols li { margin-bottom: 9px; }
.footer-cols a { color: #b9c4d2; text-decoration: none; font-size: 14px; }
.footer-cols a:hover { color: #6fd6ad; }
.footer-fine { margin: 22px 0 0; font-size: 12px; line-height: 1.65; color: #7f8ea2; }
.footer-fine a { color: #b9c4d2; }
/* the legal row the publisher adds at the end of the footer */
.site-footer .pbx-legal { max-width: var(--max); margin: 14px auto 0; padding: 0 24px; opacity: 1; }
.site-footer .pbx-legal a { color: #b9c4d2; text-decoration: none; }
.site-footer .pbx-legal a:hover { color: #6fd6ad; }

/* ---------- About ---------- */
.about-hero { display: grid; grid-template-columns: 1.2fr 1fr; gap: 36px; align-items: center; margin-bottom: 36px; }
.about-hero img { border-radius: var(--radius); }
.credentials-grid { display: grid; grid-template-columns: repeat(3, minmax(0, 1fr)); gap: 16px; margin: 28px 0; font-family: var(--sans); }
.credential-card { background: var(--card); border: 1px solid var(--line); border-top: 3px solid var(--green); border-radius: 10px; padding: 18px; }
.credential-card h3 { margin: 0 0 6px; font-size: 1.1rem; }
.credential-card p { margin: 0; font-size: 14px; color: var(--muted); line-height: 1.55; }

/* ---------- Pages the publisher builds (sections, writers, legal) ---------- */
.pbx-listing h1, .pbx-legal-page h1 { font-family: var(--serif); font-size: clamp(2rem, 4vw, 2.7rem); line-height: 1.1; }
.pbx-kicker, .pbx-updated { color: var(--green-deep) !important; font-weight: 700; letter-spacing: .12em; text-transform: uppercase; font-size: 12px !important; }
.pbx-card { border-radius: var(--radius) !important; border-color: var(--line) !important; background: var(--card) !important; }
.pbx-card:hover { box-shadow: var(--shadow); }
.pbx-title { font-family: var(--serif); color: var(--ink) !important; }
.pbx-desc { color: var(--muted) !important; }
.pbx-legal-page { font-size: 16px; }

/* ---------- Responsive ---------- */
@media (max-width: 1080px) {
  .header-cta { display: none; }
}
@media (max-width: 960px) {
  .site-main { grid-template-columns: minmax(0, 1fr); gap: 40px; }
  .widget-area { position: static; display: grid; grid-template-columns: repeat(2, minmax(0, 1fr)); }
  #ad-sidebar-300 { grid-column: 1 / -1; margin: 0 auto; }
  .home-hero .wrap { grid-template-columns: minmax(0, 1fr); gap: 36px; }
}
@media (max-width: 760px) {
  .site-topbar .topbar-note { display: none; }
  .header-row { flex-wrap: wrap; gap: 8px; padding-bottom: 0; }
  .site-logo img { height: 34px; }
  .site-nav { margin: 0 -12px; width: calc(100% + 24px); overflow-x: auto; scrollbar-width: none; }
  .site-nav::-webkit-scrollbar { display: none; }
  .site-nav ul { padding: 0 6px 6px; }
  .wrap, .site-main, .breadcrumbs { padding-left: 16px; padding-right: 16px; }
  .post-grid { grid-template-columns: minmax(0, 1fr); }
  .post-grid > .post-card:first-child { flex-direction: column; }
  .post-grid > .post-card:first-child img { width: 100%; aspect-ratio: 16 / 9; min-height: 0; }
  .post-grid > .post-card:first-child .post-card-body { padding: 18px 20px 22px; }
  .post-grid > .post-card:first-child h3 { font-size: 1.5rem; }
  .widget-area { grid-template-columns: minmax(0, 1fr); }
  .related-grid { grid-template-columns: minmax(0, 1fr); }
  .product-box .product-rates { grid-template-columns: minmax(0, 1fr); }
  .footer-cols { grid-template-columns: minmax(0, 1fr); gap: 28px; }
  .about-hero, .credentials-grid { grid-template-columns: minmax(0, 1fr); }
  .entry-content { font-size: 1.12rem; }
  .rate-figure { font-size: 1.55rem; }
}
@media (prefers-reduced-motion: reduce) { * { transition: none !important; } }

/* Pubber: a filled ad container drops its placeholder styling */
.pb-filled{background:none !important;border:0 !important;min-height:0 !important;height:auto !important}
.pb-filled::before,.pb-filled::after{content:none !important;display:none !important}